:root{--navy:#0A0F2E;--navy-light:#141933;--indigo:#4F46E5;--indigo-light:#6366F1;--teal:#06B6D4;--amber:#F59E0B;--white:#FFFFFF;--off-white:#F8FAFF;--slate:#94A3B8;--slate-dark:#64748B;--text-dark:#1E293B;--text-mid:#334155;--border:#E2E8F0;--success:#10B981;--radius:16px}*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}body{font-family:'Inter',sans-serif;color:var(--text-dark);background:var(--white);overflow-x:hidden}.top-strip{background:linear-gradient(90deg,var(--navy),#1e1b4b);color:white;text-align:center;padding:0.6rem 1rem;font-size:0.82rem;font-weight:500}.top-strip span{color:var(--amber);font-weight:700}.top-strip a{color:#FCD34D;font-weight:700;text-decoration:none}.nav-links{display:flex;align-items:center;gap:1.25rem;list-style:none}.nav-links a{text-decoration:none;color:var(--text-mid);font-size:0.88rem;font-weight:500;transition:color 0.2s}.nav-links a:hover{color:var(--indigo)}.btn{padding:0.55rem 1.25rem;border-radius:8px;font-size:0.875rem;font-weight:600;cursor:pointer;transition:all 0.2s;text-decoration:none;display:inline-flex;align-items:center;gap:0.4rem;border:none}.btn-ghost{background:transparent;color:var(--indigo);border:1.5px solid var(--indigo)}.btn-ghost:hover{background:var(--indigo);color:white}.btn-primary{background:linear-gradient(135deg,var(--indigo),#7C3AED);color:white;box-shadow:0 4px 14px rgba(79,70,229,0.35)}.btn-lg{padding:0.85rem 2rem;font-size:1rem;border-radius:10px}@keyframes dpulse{0%,100%{opacity:1;transform:scale(1)}50%{opacity:0.5;transform:scale(1.4)}}.avatars{display:flex}.avatars span{width:30px;height:30px;border-radius:50%;border:2px solid #1a1060;background:linear-gradient(135deg,var(--indigo-light),var(--teal));display:flex;align-items:center;justify-content:center;font-size:0.6rem;font-weight:700;color:white;margin-left:-7px}.avatars span:first-child{margin-left:0}.trust-txt{color:#94A3B8;font-size:0.8rem}.trust-txt strong{color:white}.hero-visual{position:relative}.dash-card{background:rgba(255,255,255,0.05);border:1px solid rgba(255,255,255,0.11);border-radius:20px;padding:1.5rem;backdrop-filter:blur(20px)}.dash-hd{display:flex;justify-content:space-between;align-items:center;margin-bottom:1.2rem}.dash-hd-title{color:white;font-size:0.83rem;font-weight:600}.live-chip{display:flex;align-items:center;gap:0.3rem;font-size:0.7rem;color:var(--success);font-weight:600}.live-dot{width:6px;height:6px;border-radius:50%;background:var(--success);animation:dpulse 1.5s infinite}.float-card{position:absolute;background:white;border-radius:12px;padding:0.6rem 0.95rem;box-shadow:0 8px 28px rgba(0,0,0,0.22);display:flex;align-items:center;gap:0.45rem;font-size:0.75rem;font-weight:600;color:var(--text-dark);animation:fc 4s ease-in-out infinite}@keyframes fc{0%,100%{transform:translateY(0)}50%{transform:translateY(-8px)}}section{padding:5rem 5%}.s-head .s-sub{margin:0.7rem auto 0}.rpill{font-size:0.65rem;font-weight:700;padding:0.18rem 0.5rem;border-radius:5px}.rpill.h{background:rgba(248,113,113,0.14);color:#F87171}.rpill.m{background:rgba(245,158,11,0.14);color:var(--amber)}#who{background:var(--off-white)}.cta-grid{max-width:1100px;margin:0 auto;display:grid;grid-template-columns:1fr 1fr;gap:3.5rem;align-items:center}.btn-outline-w{background:transparent;border:2px solid rgba(255,255,255,0.5);color:white}.btn-outline-w:hover{background:rgba(255,255,255,0.1)}.cta-form-card{background:white;border-radius:20px;padding:2rem;box-shadow:0 20px 60px rgba(0,0,0,0.25)}.cta-form-card h3{font-family:'Plus Jakarta Sans',sans-serif;font-size:1.15rem;font-weight:800;color:var(--navy);margin-bottom:0.3rem}.cta-form-card .form-tag{font-size:0.82rem;color:var(--slate-dark);margin-bottom:1.4rem}.footer-inner{max-width:1200px;margin:0 auto}.f-links a{text-decoration:none;color:#94A3B8;font-size:.83rem;transition:color .2s}.f-bottom-links{display:flex;gap:1.3rem}.f-bottom-links a{color:#94A3B8;text-decoration:none}.f-bottom-links a:hover{color:white}.form-group input:focus,.form-group select:focus,.form-group textarea:focus{outline:none;border-color:var(--indigo);background:white}.form-submit:hover{transform:translateY(-1px);box-shadow:0 6px 20px rgba(79,70,229,0.4)}.form-success.show{display:block}.form-success h4{font-family:'Plus Jakarta Sans',sans-serif;font-size:1.2rem;color:var(--navy);margin-bottom:0.5rem}.form-success .btn{margin-top:1.25rem}.nav-dropdown:hover .mobile-nav{display:none;position:fixed;inset:0;background:white;z-index:200;flex-direction:column;padding:5rem 2rem 2rem;gap:.25rem;overflow-y:auto}.mobile-nav a{display:block;padding:.9rem 1rem;border-radius:10px;font-size:1rem;font-weight:600;color:var(--text-dark);text-decoration:none;border-bottom:1px solid var(--border)}.mobile-nav a:hover{background:var(--off-white)}.mobile-nav .mobile-cta{margin-top:1rem;background:linear-gradient(135deg,var(--indigo),#7C3AED);color:white;text-align:center;border-radius:10px;border:none}.mobile-nav-close{position:absolute;top:1.25rem;right:1.5rem;background:none;border:none;font-size:1.5rem;cursor:pointer;color:var(--slate-dark)}.nav-dropdown:hover .nav-drop-menu{display:block}.nav-drop-menu li a{display:block;padding:.6rem 1rem;border-radius:9px;font-size:.85rem;color:var(--text-mid);text-decoration:none;font-weight:500;white-space:nowrap;transition:background .15s}.nav-drop-menu li a:hover{background:var(--off-white);color:var(--indigo)}.nav-logo img{width:44px;height:44px;object-fit:contain}.mn-header{display:flex;align-items:center;justify-content:space-between;padding:1rem 1.25rem;border-bottom:1px solid var(--border);position:sticky;top:0;background:#fff;z-index:1}.mn-close{background:var(--off-white);border:1px solid var(--border);border-radius:50%;width:36px;height:36px;font-size:1rem;cursor:pointer;display:flex;align-items:center;justify-content:center;flex-shrink:0}.mn-body{padding:.75rem 1rem 3rem;display:flex;flex-direction:column;gap:.15rem}.mn-body a{display:flex;align-items:center;gap:.65rem;padding:.8rem 1rem;border-radius:9px;font-size:.95rem;font-weight:600;color:var(--text-dark);text-decoration:none;transition:background .15s}.mn-body a:hover{background:var(--off-white);color:var(--indigo)}.mn-body a.mn-small{font-size:.82rem;font-weight:500;color:var(--slate-dark);padding:.6rem 1rem}.mn-body a.mn-cta{margin-top:.6rem;background:linear-gradient(135deg,var(--indigo),#7C3AED);color:#fff!important;justify-content:center;border-radius:10px;padding:.9rem 1rem;font-weight:700}.mn-body a.mn-cta:hover{opacity:.92;background:linear-gradient(135deg,var(--indigo),#7C3AED)}.mn-divider{height:1px;background:var(--border);margin:.4rem 0}.mn-label{font-size:.68rem;font-weight:800;text-transform:uppercase;letter-spacing:.1em;color:var(--slate-dark);padding:.4rem 1rem 0}.f-logo{display:inline-flex;align-items:center;gap:10px;text-decoration:none;color:#fff;font-family:'Plus Jakarta Sans',sans-serif;font-weight:800;font-size:1.3rem;margin-bottom:.5rem}.f-bottom a{color:#94A3B8;text-decoration:none}.nav-links a,.nav-drop-toggle{font-size:0.82rem;white-space:nowrap}.nav-actions .btn{padding:0.48rem 1rem;font-size:0.82rem;white-space:nowrap}@media (max-width:1100px){.nav-links{gap:0.75rem}.nav-links a,.nav-drop-toggle{font-size:0.8rem}}#compliance{background:white}#cta-section{background:linear-gradient(135deg,var(--indigo),#7C3AED,#0891B2);padding:4.5rem 5%;text-align:center}#cta-section .s-sub{color:rgba(255,255,255,0.85);margin:1rem auto 2rem}#cta-section .s-title{color:white}#faqs{background:var(--off-white)}#timeline{background:var(--off-white)}.breadcrumb{background:var(--off-white);padding:0.85rem 5%;font-size:0.82rem;color:var(--slate-dark);border-bottom:1px solid var(--border)}.breadcrumb a{color:var(--indigo);text-decoration:none;font-weight:600}.breadcrumb a:hover{text-decoration:underline}.contact-box{background:linear-gradient(135deg,rgba(79,70,229,.06),rgba(6,182,212,.06));border:1px solid rgba(79,70,229,.18);border-radius:16px;padding:1.75rem;text-align:center}.contact-box h3{font-family:'Plus Jakarta Sans',sans-serif;font-size:1.1rem;font-weight:800;color:var(--navy);margin-bottom:.5rem}.contact-box p{color:var(--slate-dark);font-size:.88rem;margin-bottom:1rem}.contact-email{display:inline-flex;align-items:center;gap:.5rem;background:var(--indigo);color:white;padding:.7rem 1.5rem;border-radius:9px;font-weight:700;font-size:.9rem;text-decoration:none;transition:all .2s}.contact-email:hover{background:#4338CA;transform:translateY(-1px)}.cta-btns{display:flex;gap:1rem;justify-content:center;flex-wrap:wrap}.cta-inner{max-width:700px;margin:0 auto}.cta-note{color:rgba(255,255,255,.65);font-size:.82rem;margin-top:1.25rem}.cta-strip{background:linear-gradient(135deg,var(--indigo),#7C3AED);border-radius:16px;padding:2rem;text-align:center;margin-top:3rem}.cta-strip h3{font-family:'Plus Jakarta Sans',sans-serif;font-size:1.1rem;font-weight:800;color:white;margin-bottom:.5rem}.cta-strip p{color:rgba(255,255,255,.82);font-size:.87rem;margin-bottom:1.25rem}.effective-date{display:inline-flex;align-items:center;gap:.5rem;background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.12);color:#94A3B8;padding:.4rem 1rem;border-radius:8px;font-size:.78rem}.effective-date strong{color:white}.highlight-box{border-radius:12px;padding:1.1rem 1.25rem;margin:1rem 0;display:flex;align-items:flex-start;gap:.75rem}.highlight-box .hb-icon{font-size:1.1rem;flex-shrink:0;margin-top:1px}.highlight-box p{font-size:.86rem;color:var(--text-mid);line-height:1.65}.highlight-box strong{color:var(--navy)}.highlight-box.amber{background:rgba(245,158,11,.07);border:1px solid rgba(245,158,11,.22)}.highlight-box.green{background:rgba(16,185,129,.07);border:1px solid rgba(16,185,129,.22)}.highlight-box.indigo{background:rgba(79,70,229,.07);border:1px solid rgba(79,70,229,.2)}.nav-links a:hover,.nav-links a.active{color:var(--indigo)}.policy-content{min-width:0}.policy-list{list-style:none;display:flex;flex-direction:column;gap:.6rem;margin:.85rem 0}.policy-list li{display:flex;align-items:flex-start;gap:.75rem;font-size:.88rem;color:var(--text-mid);line-height:1.6}.policy-list.check li::before{content:"✓";color:var(--success)}.policy-list.cross li::before{content:"✕";color:#EF4444}.policy-section{margin-bottom:3rem;padding-bottom:3rem;border-bottom:1px solid var(--border)}.policy-section:last-child{border-bottom:none;margin-bottom:0}.policy-text{color:var(--text-mid);font-size:.9rem;line-height:1.8}.policy-text a{color:var(--indigo);font-weight:600;text-decoration:none}.policy-text a:hover{text-decoration:underline}.policy-text p{margin-bottom:.85rem}.policy-text p:last-child{margin-bottom:0}.policy-text strong{color:var(--navy);font-weight:700}.quote-author{display:flex;align-items:center;justify-content:center;gap:0.85rem}.quote-inner{max-width:800px;margin:0 auto;text-align:center}.quote-mark{font-family:'Plus Jakarta Sans',sans-serif;font-size:3.5rem;color:var(--teal);line-height:1;margin-bottom:1rem;opacity:0.7}.section-header{display:flex;align-items:center;gap:.9rem;margin-bottom:1.25rem}.section-header h2{font-family:'Plus Jakarta Sans',sans-serif;font-size:1.2rem;font-weight:800;color:var(--navy)}.section-num{width:38px;height:38px;border-radius:10px;background:linear-gradient(135deg,var(--indigo),var(--teal));display:flex;align-items:center;justify-content:center;font-family:'Plus Jakarta Sans',sans-serif;font-weight:800;font-size:.85rem;color:white;flex-shrink:0}.subsection{margin:1.25rem 0}.subsection h3{font-family:'Plus Jakarta Sans',sans-serif;font-size:.97rem;font-weight:800;color:var(--navy);margin-bottom:.65rem;display:flex;align-items:center;gap:.5rem}.toc{position:sticky;top:88px}.toc-contact{margin-top:1.5rem;padding:1rem;background:var(--off-white);border-radius:12px;border:1px solid var(--border)}.toc-contact a{color:var(--indigo);font-weight:600;text-decoration:none}.toc-contact p{font-size:.78rem;color:var(--slate-dark);line-height:1.6}.toc-list{list-style:none;display:flex;flex-direction:column;gap:.2rem}.toc-list .sec-num{width:20px;height:20px;border-radius:50%;background:var(--off-white);border:1px solid var(--border);display:flex;align-items:center;justify-content:center;font-size:.65rem;font-weight:700;color:var(--slate-dark);flex-shrink:0}.toc-list a{display:flex;align-items:center;gap:.6rem;text-decoration:none;color:var(--slate-dark);font-size:.82rem;padding:.45rem .75rem;border-radius:8px;transition:all .2s;line-height:1.35}.toc-list a:hover{background:var(--off-white);color:var(--indigo)}.toc-title{font-family:'Plus Jakarta Sans',sans-serif;font-size:.82rem;font-weight:800;color:var(--navy);text-transform:uppercase;letter-spacing:.08em;margin-bottom:1rem;padding-bottom:.75rem;border-bottom:2px solid var(--border)}footer a{color:#94A3B8;text-decoration:none}footer a:hover{color:white}footer p{color:#94A3B8;font-size:.78rem}
body>nav{position:sticky;top:0;z-index:100;background:rgba(255,255,255,0.97);backdrop-filter:blur(12px);border-bottom:1px solid var(--border);padding:0 5%;display:flex;align-items:center;justify-content:space-between;height:68px}
.nav-logo{display:flex;align-items:center;gap:10px;text-decoration:none}
.nav-actions{display:flex;gap:0.75rem;align-items:center}
.nav-hamburger{display:none;background:none;border:none;font-size:1.5rem;cursor:pointer;color:var(--navy);padding:.4rem .5rem;line-height:1;flex-shrink:0}
.nav-dropdown{position:relative;padding:.3rem 0}
.nav-dropdown::after{content:'';position:absolute;top:100%;left:-12px;right:-12px;height:16px}
.nav-drop-menu{display:none;position:absolute;top:calc(100% + 16px);left:50%;transform:translateX(-50%);background:#fff;border:1px solid var(--border);border-radius:14px;box-shadow:0 10px 36px rgba(0,0,0,.13);padding:.5rem;min-width:220px;z-index:500;list-style:none}
.nav-dropdown:hover .nav-drop-menu{display:block}
.mobile-nav{display:none;position:fixed;inset:0;background:#fff;z-index:9999;overflow-y:auto;-webkit-overflow-scrolling:touch}
.mobile-nav.open{display:flex!important;flex-direction:column}
.mobile-nav a{display:flex;align-items:center;gap:.65rem;padding:.9rem 1rem;border-radius:9px;font-size:1rem;font-weight:600;color:var(--text-dark);text-decoration:none;border-bottom:1px solid var(--border)}
.mobile-nav a:hover{background:var(--off-white);color:var(--indigo)}
.mobile-nav .mobile-cta{margin-top:1rem;background:linear-gradient(135deg,var(--indigo),#7C3AED);color:#fff!important;justify-content:center;border-radius:10px;border:none}
.mobile-nav-close{position:absolute;top:1.25rem;right:1.5rem;background:none;border:none;font-size:1.5rem;cursor:pointer;color:var(--slate-dark);z-index:2}
@media(min-width:901px){.mobile-nav{display:none!important}.nav-hamburger{display:none!important}.nav-links{display:flex!important}.nav-actions{display:flex!important}}
@media(max-width:900px){.nav-hamburger{display:block!important}.nav-links{display:none!important}.nav-actions{display:none!important}}
/*sharedfooterbase*/footer{background:var(--navy);color:#94A3B8;padding:4rem 5% 2rem}.f-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:2.5rem;margin-bottom:2.5rem}.f-brand p{font-size:.86rem;line-height:1.7;margin:.9rem 0;color:#94A3B8}.socials{display:flex;gap:.65rem;flex-wrap:wrap;margin-top:.75rem}.soc{width:36px;height:36px;border-radius:8px;background:rgba(255,255,255,.07);display:flex;align-items:center;justify-content:center;text-decoration:none;color:#94A3B8;transition:all .2s}.soc:hover{background:var(--indigo);color:#fff}.f-col h4{font-family:'Plus Jakarta Sans',sans-serif;color:#fff;font-size:.87rem;font-weight:700;margin-bottom:1.1rem}.f-links{list-style:none;display:flex;flex-direction:column;gap:.6rem}.f-links a:hover{color:#fff}.f-bottom{border-top:1px solid rgba(255,255,255,.07);padding-top:1.4rem;display:flex;justify-content:space-between;align-items:center;font-size:.8rem;flex-wrap:wrap;gap:.5rem}.form-success{text-align:center;padding:1rem 0;display:none}.form-success .icon{font-size:3rem;margin-bottom:1rem}.form-success p{color:var(--slate-dark);font-size:.88rem;line-height:1.6}@media(max-width:900px){.f-grid{grid-template-columns:1fr 1fr}}@media(max-width:600px){.f-grid{grid-template-columns:1fr}}